Attention homeowners in Cary and Wake County: Need an appraisal?

The top 7 reasons NC homeowners order from Tom Inscoe Appraisals:

Pre-listing appraisals (whether you're using an agent or selling the home on your own)
To challenge a NC property tax assessment
To cut their mortgage payments by removing PMI
To reinstate their Home Equity Line of Credit (HELOC)
Verify another appraiser's report
In the case of a NC divorce, when real estate needs to be divided
Determine the true market value of property in question to settle an estate

Need help deciding the value of your home in or near Cary, NC?
Contact Tom Inscoe Appraisals.

We at Tom Inscoe Appraisals understand the individual needs of a homeowner looking for appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner/Pre-Listing Services

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. Professional appraisers, like the ones at Tom Inscoe Appraisals, will be objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your home will attract many interested buyers, a professional appraisal is a very valuable negotiating tool once you have a likely buyer. It's something concrete to show the buyer. It's an independent third party's opinion of your property's value, and not just you saying how much you think your house is worth. Interested buyers know that you have an emotional attachment to your house and will be far more likely to give credibility to a qualified appraiser's value judgement than yours.

Need to cancel PMI?

PMI stands for Private Mortgage Insurance. A popular money saver for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is less than 80% of the value of your home, in most cases you can apply to the lender to have the PMI canceled from your loan, which will make your monthly payments go down. At Tom Inscoe Appraisals, we're seasoned in helping people just like you rid yourselves of unwanted and unneeded PMI insurance.

Challenging property tax assessments

Lets say you live in an area that is going down -- your local tax assessor may have your home overvalued. That only means you're probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better off you'll be. Getting a professional appraisal from Tom Inscoe Appraisals is your #1 weapon when challenging your property tax assessment.

HELOC recently frozen?

If your property is in or near a declining area, your lender might just decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be unsuitable from a cash flow angle, but it can be bad for your credit score since it may appear as though that credit line is maxed out. Tom Inscoe Appraisals can help you reinstate your HELOC.

We Also Provide Field and Desktop Appraisal Review Services

Do you need a veteran appraiser to double-check your appraisal for efficiency, or do you need a second opinion without the expense and delay of waiting for a whole new appraisal? An appraiser from Tom Inscoe Appraisals can go out and check the subject and comps in a field review. If you need it in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Tom Inscoe Appraisals can help you with that. Even though this is typically requested by banks, you may wish to exploit this service if you suspect mortgage fraud related to your house.